Steve’s Story

86 Year old Female

Whole Life



$ 515,000

Steve's mother owned two life insurance policies. She couldn't afford to make the required premium payments on both policies so they were taking out loans on one policy to make premium payments for both policies. Steve contacted EnTrust to help identify his options and determine if either policy would qualify for a life settlement. After further review and the fact that the family could not afford to make premium payments, EnTrust recommended to sell the more expensive policy and use those proceeds to pay off the loan on the other policy. Additionally there was enough cash left over from the life settlement to continue making the required premium payments for the remaining life of the policy they kept.


Christa received $182,500 for a policy that had no cash value and was projected to lapse within 6 months

Christa managed a Guaranteed Universal Life policy for her client. Premium payments were suspended several years earlier as her client could no longer afford the payments. The policy was projected to lapse with......

Anna gets over a half million dollars for her client

Anna's client took out a life insurance policy to plan for estate taxes over ten years ago. The family's business took a turn for the worse and they had not paid a premium since 2010. The policy was on the verg......

Who qualifies for a life settlement?

Insured(s) age 65 and older
Policy death benefit of $100,000 or more
Policy is more than two years old
May require change in health since policy was issued

Contact us to find out if your policy qualifies

Not all life insurance policies qualify for a life settlement. EnTrust Settlements can determine if your policy is marketable with a Preliminary Life Settlement Evaluation. Contact us today and find out if your policy qualifies at no cost.