Anna’s Story

86 year old male / 85 year old female

Survivor Universal Life



$ 544,000

Anna's client took out a life insurance policy to plan for estate taxes over ten years ago. The family's business took a turn for the worse and they had not paid a premium since 2010. The policy was on the verge of lapsing with no surrender value. Six months prior to the policy lapsing, Anna asked the family if they wanted to explore a life settlement to potentially get something versus nothing. Anna called EnTrust Settlements to evaluate the policy. EnTrust identified the policy to be marketable and ended up receiving multiple offers, with the final high being a net offer of $544,000. Anna's client's beneficiaries were extremely happy to have been made aware of the life settlement option prior to letting the policy lapse.


Christa received $182,500 for a policy that had no cash value and was projected to lapse within 6 months

Christa managed a Guaranteed Universal Life policy for her client. Premium payments were suspended several years earlier as her client could no longer afford the payments. The policy was projected to lapse with......

Steve sells a life insurance policy to help fund another, more cost efficient policy.

Steve's mother owned two life insurance policies. She couldn't afford to make the required premium payments on both policies so they were taking out loans on one policy to make premium payments for both policies......

Who qualifies for a life settlement?

Insured(s) age 65 and older
Policy death benefit of $100,000 or more
Policy is more than two years old
May require change in health since policy was issued

Contact us to find out if your policy qualifies

Not all life insurance policies qualify for a life settlement. EnTrust Settlements can determine if your policy is marketable with a Preliminary Life Settlement Evaluation. Contact us today and find out if your policy qualifies at no cost.