Do you have a life insurance policy that you’re about to let lapse? Are you 65 years or older?  There’s a really good chance that your life Insurance policy could be a hidden asset that you didn’t ......

The Insured’s Age and Health Status The most important driver of value in a life settlement transaction is the life expectancy of the insured. Age, smoking status, sex and many other factors related to the ......

We hear it all the time from Trustees managing ILITs. Your client no longer wants that life insurance policy they took out years ago for estate planning purposes. The original reason for the policy is no longe......

Taxation on life settlements has always been a grey area for fiduciaries who decide to sell their client’s life insurance policy for a lump sum payment versus merely letting the policy lapse or be surrendered f......

Many wealth managers and estate-planning advisors will counsel their high-net-worth clients to purchase life insurance policies inside of a trust. Trustees, which are often professional management firms, then mai......

Last week, the Wall Street Journal reported on the latest developments in a wave of sudden insurance premium hikes on life insurance policies that have been in force for decades. As documented by the Journalâ......