Explaining Life Settlements – What Policyholders Need to Know

Do you have a life insurance policy that you’re about to let lapse? Are you 65 years or older?  There’s a really good chance that your life Insurance policy could be a hidden asset that you didn’t ......

What Factors Determine a Life Settlement Value?

The Insured’s Age and Health Status The most important driver of value in a life settlement transaction is the life expectancy of the insured. Age, smoking status, sex and many other factors related to the ......

Life Settlements Within the Fiduciary World

We hear it all the time from Trustees managing ILITs. Your client no longer wants that life insurance policy they took out years ago for estate planning purposes. The original reason for the policy is no longe......

Update for TOLI Trustees: Tax Bill Passed by Congress Boosts Life Settlements

Taxation on life settlements has always been a grey area for fiduciaries who decide to sell their client’s life insurance policy for a lump sum payment versus merely letting the policy lapse or be surrendered f......

Re-examining Your Client’s Trust-Owned Life Insurance Policy

Many wealth managers and estate-planning advisors will counsel their high-net-worth clients to purchase life insurance policies inside of a trust. Trustees, which are often professional management firms, then mai......

What Can Seniors Do When Their Life Insurance Premiums Are Increased?

Last week, the Wall Street Journal reported on the latest developments in a wave of sudden insurance premium hikes on life insurance policies that have been in force for decades. As documented by the Journal......

    Who qualifies for a life settlement?

    Insured(s) age 65 and older
    Policy death benefit of $100,000 or more
    Policy is more than two years old
    May require change in health since policy was issued

    Contact us to find out if your policy qualifies

    Not all life insurance policies qualify for a life settlement. EnTrust Settlements can determine if your policy is marketable with a Preliminary Life Settlement Evaluation. Contact us today and find out if your policy qualifies at no cost.